Making a gift from your Individual Retirement Account (IRA) can be a creative and tax-effective way to support UCS. While distributions from IRA accounts can be heavily taxed, there are two different ways to donate your retirement assets that can mutually benefit you and our work towards a healthier planet and safer world.
合资格慈善分配
合资格慈善分配也被称为 IRA慈善滚动礼物, allow UCS members to make tax-free gifts directly from their retirement accounts that count toward minimum distribution requirements and do not generate federal taxable income.
These gifts are an effective way to have an immediate impact. 以下是你需要知道的:
- 收到礼物时，你必须年满70岁半.
- UCS没有最低捐赠金额的要求, though your IRA administrator may set a minimum transfer amount.
- You may transfer up to $100,000 of charitable gifts directly from your IRA each year.
- The transfer of funds to UCS counts toward your required minimum distribution (RMD) from your IRA.
- Gifts must be transferred directly from a traditional IRA account to UCS by your IRA administrator. Funds that are withdrawn by you and then contributed do not qualify and will likely be considered a taxable distribution.
- Gifts from 401(k), 403(b), SEP, and other retirement plans do not qualify. 将这类账户中的资产赠与他人, you would need to roll the assets over into an IRA and then make a direct transfer from that IRA.
How to make a Qualified Charitable Distribution gift to UCS
These gifts are an effective way to have an immediate impact. 以下是你需要知道的:
- 联系 your IRA administrator and request a direct transfer to:
忧思617888九五至尊娱乐家联盟
埃里克·圣雅克
布拉特尔广场2号
剑桥，马萨诸塞州02138
美国税号:04-2535767
- 索取合资格的慈善分配表格或 下载信件样本 (PDF)发送给您的IRA管理员.
- Please be sure that the funds are NOT distributed directly to you, which could trigger taxable income rather than a direct charitable distribution to charity.
- Please instruct your IRA administrator to include your name on the check they send to UCS. Financial institutions often neglect to provide us with any donor information, 使我们难以追踪和贷记资金, 或为您的礼品提供书面证明.
- 一旦您联系了您的IRA管理员, please provide us with the name of your IRA company and amount of your gift so we can identify and acknowledge your gift in a timely manner.
受益人名称
Retirement accounts can also be an effective way for you to make a commitment to UCS—a future gift that costs you nothing now.
If you are interested in creating a legacy of support for UCS after your lifetime, consider making UCS a beneficiary of your retirement plan. 传给配偶以外的继承人时, retirement plan assets are subject to income tax as well as possible federal or state estate taxes. 然而, when you leave retirement assets to a tax-exempt charity such as UCS, 你百分之百的捐款将用于支持517888九五至尊娱乐. 指定UCS作为您个人退休账户的受益人, 401(k), or other retirement account is easy—simply contact your plan administrator to request a Change of Beneficiary Form. 有关更多信息和说明，请 visit our page on gifts by will or beneficiary designation.
By making UCS a beneficiary of your retirement account or other financial or estate plan, 你将有资格成为 Kurt Gottfried协会. Please contact us to let us know about your gift and to learn more about our legacy society that honors Kurt Gottfried and the more than 1,000名支持者给UCS留下了一份礼物.
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For more information about gifts of retirement plan assets or for other ways to make special gifts to UCS, please contact the Planned Giving Team at (617) 301-8095, or (电子邮件保护). 你也可以访问我们的 遗产捐赠网站.